debt consolidation Loans

A significant trend in the current economy is for businesses to look to consolidate existing debts as part of their cash flow management strategy. 

Servicing your existing business debts can impact cash flow and the ability to take on new opportunities and grow for the following reasons:

• Short terms remaining on current loan repayments, with relatively high repayment amounts. 
• Multiple loans over different terms. 
• Existing debt is all or mainly unsecured term business loans.
• Higher rate, shorter term debt was taken out as it was all that was available to you at the time.

How could debt consolidation HELP your business? 

• Potential lower interest rates.
• Reduced loan repayments. 
• Improved cash flow.
• Business security and guarantee profile enhanced. How can you consolidate your debts? 
• A longer term Business Loan could reduce repayments. 
• Consolidating multiple loans can improve your debt profile and consequently the interest rate applied 
• Re-finance of unsecured Business Loans against business / property assets can reduce your debt servicing costs. This could free up vital cash flow.